Our Products
What We Offer
Motor Insurance
This can be done for the major products we are offering. Policies are available to cater for individuals, fleet operators and any…
Property Insurance
Whether it’s business, personal insurance, or financial services, LA Guard provides advice and assistance to make sure you are…
Agricultural Insurance
Electronic Equipment Insurance
This policy covers sudden and unforeseen physical loss or damage to any electronic equipment which includes laptops, PABX, computers and critical data equipment. Cover extends to the cost incurred in hiring workers to input lost data or costs of hiring temporary equipment.
Plant All Risks Policy
The policy provides cover for unforeseen and accidental physical loss or damage to plant due to external causes. Main hazards include fortuitous working accidents, fire, burglary, theft, faulty operation, natural perils such as storm and flood, collision and overturning.
Deterioration of Stock in Cold Storage Policy
The policy provides cover for goods in cold storage against loss or damage caused by deterioration due to any unforeseen and sudden physical loss of or damage the machinery specified in the policy and indemnifiable under a Machinery Breakdown Policy in force at the time of loss.
Bond and Guarantees
Bond insurance is a type of cover where by an insurance guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the insured of the bond or security.
Insurance
This is a policy that protects your assets on “all risk basis” against defined perils which include: fire, explosion, earthquake, sprinkler leakages, theft / burglary. This is covered under the following Sections.
Electronic Equipment
This covers loss or damage to electronic equipment, data carrying devices and external data media caused by insured perils.
Fire & Allied Perils
This covers loss to the Office Building/Chancellery and office equipment against fire and associated perils.
Fidelity Guarantee
This is a specific insurance designed to cover loss of money, property or distributable material as a result of dishonesty acts of the employees.
Theft / Burglary
This covers loss or damage to property following theft involving violent or forcible entry into or exit into the your premises.
Goods In Transit Cover / Marine Hull
This covers aid equipment, assets i.e. while being distributed within Zimbabwe or while in transit into Zimbabwe.
This is designed to protect you against third party liabilities in respect of death, bodily injury and property damage sustained in connection with your business. This can be taken in the following sections:
- Employer's Liability Insurance
- General Public Liability Insurance employees caused by an outward violent and visible means.
This gives 24 hour worldwide cover for losses incurred while traveling locally or internationally on business trips. This also includes cover for personal effects the person travelling:
- Medical Expenses
- Emergency Evacuation or Repatriation
- Accidental death, bodily injury or disablement
- Overseas Funeral Expenses
- Loss or damage to personal effects of the employee
Goods in Transit Cover / Marine Hull
This covers aid equipment, assets i.e. while being distributed within Zimbabwe or while in transit into Zimbabwe.
Contractor's Insurance / Project Insurance
This covers aid equipment, assets i.e. while This designed to cover property under construction and its related liabilities on “all risks basis”. Cover is taken up until the project under construction is handed over to the principal distributed within Zimbabwe or while in transit into Zimbabwe.