Products & Services

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VehicleHomeTobaccoAll RiskGroupLiabilityTravelTransitContractor's
vinsurance ... Motor Vehicle Insurance
   
  Full Third Party
  bullet This gives you protection against legal liabilities in respect of death, bodily injury, or property damage to third parties. Losses or damage to your vehicle is not covered.
   
  Full Third Party Fire and Theft
  bullet This is an extension of Full third Party cover to incorporate loss or damage to your vehicle as a result of theft or fire. This is suitable for vehicles which are not currently used on public roads. i.e. vehicles awaiting a certain mission or vehicles which have accomplished their mission
   
  Comprehensive Cover.
  bullet This is an extension of Full Third Party Fire and Theft to incorporate accidental own damage to the vehicle. This is the widest form of cover and we would recommend you to adopt this form of insurance cover
vinsurance ... Home / Property Insurance
   
  This covers the building and the household contents against the following:
  bullet Fire, Lightning and Explosion
  bullet Flooding and Accidental damage
  bullet Theft Following violent entry or exit.
   
  NB: The building is defined to include outbuildings, fixtures and fittings,
boreholes, pumps, gate motors etc.
   
   
   
   
   
   
vinsurance ... Tobacco
   
  The insurance cover is against loss of or damage to tobacco resulting from hail and windstorm or damage to the insured crop, as a direct result of any accident or misfortune not hereinafter accepted.
   
   
   
   
   
   
   
   
   
   
   
vinsurance ... Assets All Risk Policy
   
  This is a policy that protects your assets on “all risk basis” against defined perils which include: fire, explosion, earthquake, sprinkler leakages, theft / burglary. This is covered under the following Sections.
   
  Electronic Equipment
  bullet This covers loss or damage to electronic equipment, data carrying devices and external data media caused by insured perils.
   
  Fire & Allied Perils
  bullet This covers loss to the Office Building/Chancellery and office equipment against fire and associated perils.
   
  Fidelity Guarantee
  bullet This is a specific insurance designed to cover loss of money, property or distributable material as a result of dishonesty acts of the employees.
   
  Theft / Burglary
  bullet This covers loss or damage to property following theft involving violent or forcible entry into or exit into the your premises
   
  Goods In Transit Cover / Marine Hull
  bullet This covers aid equipment, assets i.e. while being distributed within Zimbabwe or while in transit into Zimbabwe.
vinsurance ... Group / Personal Accident
   
  This gives 24 hour cover against accidental death or bodily injury on the lives of all employees caused by an outward violent and visible means.
   
   
   
   
   
   
   
   
   
liability ... Liability Insurance
   
  This is designed to protect you against third party liabilities in respect of death, bodily injury and property damage sustained in connection with your business. This can be taken in the following sections:
     
  bullet Employer's Liability Insurance
  bullet General Public Liability Insurancel employees caused by an outward violent and visible means.
     
     
     
     
     
     
     
     
travel ... Business Travel Insurance
   
  This gives 24 hour worldwide cover for losses incurred while traveling locally or internationally on business trips. This also includes cover for personal effects the person travelling;
     
  bullet Medical Expenses
  bullet Emergency Evacuation or Repatriation
  bullet Accidental death, bodily injury or disablement
  bullet Overseas Funeral Expenses
  bullet Loss or damage to personal effects of the employee
     
     
     
     
     
transit ... Goods in Transit Cover / Marine Hull
   
  This covers aid equipment, assets i.e. while being distributed within Zimbabwe or while in transit into Zimbabwe.
     
     
     
     
     
     
     
     
     
     
contractors ... Contractor's Insurance / Project Insurance
   
  This covers aid equipment, assets i.e. while This designed to cover property under construction and its related liabilities on “all risks basis”. Cover is taken up until the project under construction is handed over to the principal.distributed within Zimbabwe or while in transit into Zimbabwe.